Tornado, Hurricane and Wind Damage – Residential Insurance Claims
Windstorms, hurricanes and tornadoes can create massive destruction. When wind damage occurs, it can open the door to complicated ambiguities with insurance coverage during the adjustment process. In the aftermath of a disaster, many priorities come to mind:
- Protecting your property.
- Getting your home back to normal.
- Securing adequate financial recovery.
How do I get what I’m entitled to from my wind damage insurance claim?
Many homeowners do not collect all the money they are entitled to simply because they don’t know the ins-and-outs of the insurance claim process. Wind damage insurance claims can be a hassle whether the damage to your property is large or small. Important things to remember about windstorm losses:
- Differences between wind and flood coverage can make recovery complex.
- Widespread disasters spread claim representatives thin, making resolution difficult.
- Consider hiring a public adjuster to make a full recovery.
Who have we helped?
…Having never been through a major property claim, I was unprepared to stand up to the insurance company and their consultants. Gordon Scott initially promised a team approach with a well coordinated strategy and what I got was no less than hall of fame caliber…Your team educated me on the available coverage’s my policy provided. You were able to obtain maximum rental value while my home was untenable, correctly valued my personal belonging’s including my extensive wine collection, and ensured the mandated code upgrades were included in the final settlement. In the end I received over $3,500,000 when I was originally offered less than $500,000…Dealing with an insurance company takes a true professional who has the necessary experience and expertise. Greenspan filled that role and was truly an advocate on my behalf.
A public adjuster will work exclusively for you, the policyholder, and not the insurance company in filing and settling a residential wind damage insurance claim. Whether or not you choose to enlist the help of a public adjuster, it is your responsibility as the policyholder to document and prove your wind damage claim to your insurance company.
For additional information, listen to Property Insurance Roundtable’s podcast episode titled “Hurricanes and Windstorm Coverage.”